Since payments are automatic there’s no need to worry about having to remember to make a payment every month. However if you default (i.e. there isn’t enough money in the account or there is some kind of hold from your bank etc.) we will work with you and give you time to resolve the issue. Similar to other credit plans, after five days there will be late fees of $50 per occurrence. If after 30 days, you’re unable to make your payments current, we will reserve the right to cancel your reservation without a refund.